Charming Ranch with a Finished Walkout Basement in the amenity-rich Lake Monticello community! Tucked among mature trees on a private lot, this 4-Bedroom, 3-Bath home welcomes you with a Wide Front Porch and offers flexible living space with peaceful wooded views. The light-filled Living Room features a Vaulted Ceiling, Skylight, and Painted Brick Fireplace, flowing into the Dining Area and Updated Kitchen with White Cabinetry, Stone Countertops, Subway Tile Backsplash, and Stainless Steel Appliances. The Main-Level Primary Suite includes a Private Bathroom and access to the Expansive Rear Deck, while two additional Bedrooms share a Full Bathroom. Downstairs, the Finished Walkout Basement adds a spacious Fireside Family Room, Fourth Bedroom, Full Bathroom, Laundry, storage, and access to the Covered Patio. Major updates include a New Roof in 2020, plus New HVAC, Washer, Dryer, and Kitchen Appliances in 2023. Enjoy resort-style lake living with Sandy Beaches, Marina and Boat Launch, Community Pool, Golf Course, Clubhouse, playgrounds, tennis, pickleball, fishing, and more-all within easy reach of Charlottesville. A Pre-Listing Inspection has been completed, with the report and list of completed repairs available upon request.