Rare Starter Home on a Quarter-Acre Lot - 90% Completed Work + Special Below-Market Financing Available! Welcome to 3810 N. Rogers Avenue in Baltimore! If you've been searching for the ideal starter home with room to grow, privacy, and built-in equity potential, this is the opportunity you've been waiting for. Set on a expansive 0.25-acre lot, this home offers a private, park-like outdoor setting that is nearly impossible to find at this price point-perfect for summer BBQs, gardening, hosting family, or adding outdoor living spaces. Key Features & Highlights: 90% of the Heavy Lifting is Done: Major modernizations and upgrades have already been completed, giving you the benefit of a renovated living space while leaving just enough room for you to put your personal finishing touches on the final 10%. Generous Lot Size: Enjoy a quarter-acre yard that provides exceptional privacy, outdoor storage possibilities, and green space. Turnkey Potential: Move right in and take your time finishing the final details, or customize the remaining space to perfectly match your personal taste. Special Financing Opportunity: Healthy Neighborhoods Purchase & Rehab Loan This home qualifies for the Healthy Neighborhoods Purchase & Rehab Loan Program, making it one of the most cost-effective and buyer-friendly opportunities on the market today! Program Benefits Include: Below-Market Fixed Interest Rate: Lock in a fixed rate that sits 1% below market average. Low Down Payment: Enter the home with as little as 3% down from your own funds. Renovation Financing Included: Borrow up to 110% of the post-rehabilitation appraised value, allowing you to fund the remaining 10% of updates directly into your purchase mortgage. No PMI Required: Save hundreds on monthly payments with zero Private Mortgage Insurance. Free Architectural Design Assistance: Access complimentary design guidance and contractor review assistance directly through Healthy Neighborhoods Inc. Learn more about eligibility and key loan terms directly at the Healthy Neighborhoods Purchase & Rehab Loan Program. Agent Remarks / Call to Action Don't miss the chance to lock in below-market financing while securing a spacious starter home on a quarter-acre lot in 21207. Schedule your tour today and see how easy it is to bridge the final 10% into your dream home!