Welcome to 4016 Kathland Avenue - a beautifully renovated detached home offering 4 bedrooms, 3.5 bathrooms, three fully finished levels, rear deck, private driveway, covered front porch and spacious fenced backyard on a desirable corner lot. **SPECIAL FINANCING OPPORTUNITY:** This property is eligible for a community lending program offering qualified buyers a below-market interest rate, as little as 3% down, and potential NO mortgage insurance - ask for details! Thoughtfully renovated from top to bottom, this move-in-ready home combines modern style, flexible living space, and major system upgrades. A brand-new front porch constructed with low-maintenance, all-weather composite decking creates an inviting first impression and the perfect spot to relax outdoors. Inside, the versatile floor plan features 2 bedrooms and 2 full bathrooms on the upper level, a main-level bedroom plus convenient half bath, and an additional bedroom and full bathroom on the finished lower level - providing exceptional flexibility for guests, multi-generational living, a home office, or extended living space. The bright, open-concept main level is enhanced by custom designer details, including a statement ceiling, porcelain tile accents, designer lighting, and a sleek electric fireplace that creates an impressive focal point. The brand-new kitchen features stainless steel appliances, a spacious center island, generous pantry storage, modern cabinetry, and stylish finishes designed for both everyday living and entertaining. The fully finished walk-out lower level adds even more versatility, featuring additional living space, a private bedroom, full bathroom, and direct exterior access - ideal for overnight guests, a home office, recreation space, or private retreat. Outdoor living is just as impressive. Step onto the brand-new rear deck, also constructed with low-maintenance, all-weather composite decking, overlooking the large, fully fenced backyard - offering plenty of space for entertaining, relaxing, gardening, or play. A private driveway provides the added convenience of off-street parking. The extensive renovation goes well beyond cosmetic updates. Enjoy the comfort and peace of mind of a new HVAC system with central AC and forced-air heat, new water heater, updated plumbing and electrical systems, new flooring, fresh paint, beautifully renovated bathrooms, designer lighting, and thoughtful finishes throughout. And there's even more to love - 4016 Kathland Avenue is eligible for a special community lending program offering qualified buyers an opportunity to purchase with as little as 3% down and a minimum 640 credit score. Buyers with a credit score of 680 or higher may also qualify with no private mortgage insurance (PMI), potentially providing significant monthly savings. The program offers a below-market interest rate that may be substantially lower than prevailing rates, making homeownership at this beautifully renovated property even more attainable. Program eligibility, rates, terms, and borrower qualification requirements are subject to lender approval, so reach out for additional details. Seller welcomes NACA financing, as well as FHA, VA, Conventional, and other eligible financing options. Beautifully renovated, thoughtfully designed, and truly move-in ready - schedule your private tour and discover everything this home has to offer!